Insurance Companies Offer Low Settlements

Injury Attorney with more than 40 Years of Experience

Insurance companies offer low settlements in almost every type of injury case.  The purpose of an insurance adjuster is to minimize the insurance company’s exposure and the financial amount it pays for each and every claim made against a policy for their company.  The insurance adjuster is a highly trained and skilled negotiator, and is usually very personable when attempting to quickly settle.  Many adjusters will take a tough stance, “you don’t have a valid claim here,” or will attempt to low-ball the first offer.

Here are direct results from cases I’ve recently worked that demonstrate this point.  The figures on the left show the initial offer from the insurance adjuster.  The figures on the right show the amount we were able to achieve for our clients:
RJM Insurance Offers

 Why Does the Reputation of Your Attorney Matter?

Insurance adjusters and companies keep careful track of the performance of each attorney they deal with.  They keep records about the number of cases each attorney has taken to trial and the jury verdicts they have successfully achieved.  They also know which attorneys have a tendency to settle cases too quickly and for an amount that is much lower than the case may be worth.

You should carefully interview your personal injury attorney.  Ask the attorney how many cases he or she has personally to a verdict.  Many injury attorney have unfortunately never taken a case to trial.  They settle every case. The insurance companies and their adjusters know this, and it affects the offers they are willing to extend, and the ultimate settlement in your case.

Look for recommendations from the legal industry itself.  Read the recommendations of an attorney’s clients and ask them about the results they’ve achieved in specific cases such as yours.  Ask them if they’ve used accident reconstruction experts in a trial, or if they have developed and successfully achieved outcomes for seriously injured clients based upon a “life Care Plan.”

What to Do When Insurance Companies Offer Low Settlements and Your Intuition Tells You Its Not Fair

My name is Rivers Morrell, and I have more than 40 years of experience working with accident and injury cases here in Southern California.  I invite you to contact me, or call for a free consultation at 949-273-2693.  You will learn about my experience and expertise in your specific type of case, and the success I have had standing up to insurance companies.  I worked for major insurance carriers for the first half of my career.  I know how they think, their goals and their tactics.  I work to achieve a fair and just result for every one of my clients.

There is no cost to you out of pocket as we work on a contingency fee basis.