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The Driver Who Caused the Accident Has No Insurance

Driver Who Caused the Accident Has No Insurance

What should you do if the driver who caused the accident has no insurance coverage?  Unfortunately, even though California has minimum insurance requirements for all drivers there are many accidents where available insurance will not cover the extent of your injuries.  What will pay for your medical bills, lost income from missed work and any long term effects or impact of a motor vehicle accident injury when the driver has little or no insurance or in a hit and run accident? The answer to these questions is known as “UM/UIM insurance.”  What is UM/UIM and would you be surprised to learn you probably already have this valuable form of insurance? Uninsured Motorist / Under Insured Motorist or UM/UIM is a portion of your own automobile insurance coverage.  My name is Rivers Morrell and for more than 40 years I’ve recommended all California drivers to maximize the amount of UM/UIM coverage

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How does a Pre-Existing Condition Affect a Personal Injury Claim

How does a Pre-Existing Condition Affect a Personal Injury Claim

How does a pre-existing condition affect a personal injury claim in California? Many people in Southern California have pre-existing medical issues prior to suffering injuries in a car accident.  Insurance adjusters ask carefully crafted questions designed to get you to reveal these pre-existing conditions in order to reduce the purported value of your valid personal injury claim.  They may request medical records and other information.  It is not in your best interest to provide it before speaking with us for a free consultation at 949-305-1400. How does a pre-existing condition affect a valid personal injury claim in California?  The answer to this question is highly dependent upon the your specific medical history.  Has a pre-existing condition caused any pain or discomfort prior to the accident?  How did it impact your daily life (if at all)?  My name is Rivers Morrell and after more than 40 years of experience I can

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What are the Risks for an Under-ride accident in Mission Viejo

Risks for an Under-ride accident in Mission Viejo

What are the risks for an under-ride accident in Mission Viejo or Orange County?  An under-ride accident occurs when a motor vehicle becomes wedged underneath a semi tractor trailer during an accident.  The Insurance Institute for Highway Safety (IIHS) recently provided specific recommendations to the National Highway Traffic Safety Administration which proposed changes to significantly reduce the number of under-ride truck accidents or eliminate them altogether. When a car or other motor vehicle becomes lodged under a semi tractor trailer or large truck the roof of the pinned vehicle is usually substantially pushed into the passenger compartment or cut off in the accident itself.  Occupants in these vehicles suffer serious injuries including head trauma or Traumatic Brain Injury (TBI), neck fractures, back injuries and other broken bones and fractures.  These injuries can result in a permanent injury including paralysis.  Unfortunately, many of these accidents result in a wrongful death of

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Fatal Accidents Caused by Negligence in Orange County California

Fatal accidents caused by negligence in Orange County California and across the State legally result in what is known as a wrongful death.  The families of those who are killed in fatal accidents may file a wrongful death action in order to recover final expenses as well as lost income and other financial damages. There is absolutely nothing which can make up for or replace your beloved family member.  However, this loss will have a major impact on you and your family.  You will miss many important events and moments in every day life which you would have shared with them.  In many cases, the family member provided vital income for your family and California law provides the rightful opportunity to recover appropriate financial damages. Usually, these cases involve the insurance of the person or parties responsible for the fatal accident.  If the accident was caused by a commercial vehicle

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When a Dog Bite in Irvine Results in an Injury

Irvine is a unique planned city where the vast majority of its citizens own their homes and the value of those homes is substantial.  When a dog bite in Irvine results in an injury (or anywhere here in Orange County) we have a much greater opportunity to make things right for the victim than other areas of the State. California dog owners are held to a standard of “strict liability” when they attack or bite another causing injuries.  The primary source of recovery for the treatment of injuries that come out of a dog attack is homeowners or renter’s insurance.  In Irvine, the value of the property and quality of the neighborhoods ensures that almost all dog owners are well insured, and this allows the victim to financially recover for the injuries and trauma they’ve been forced to endure. Dog bite injuries can be quite quite severe, and leave irregular wounds that

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DUI Drivers who Cause Fatal Accidents are Liable for Wrongful Death

DUI drivers who cause fatal accidents are liable for wrongful death in the State of California.  The family of the victim is able to hold the DUI driver financially liable for the loss of their family member by filing a wrongful death lawsuit. Fatal DUI accidents generate two forms of court actions: criminal and civil.  The criminal case may often need to be tried or settled first.  This strategy removes all doubt about the facts in the civil wrongful death action and serves to establish in court the evidence that will serve as the backbone for the civil wrongful death case.  However, criminal actions can take months and in some cases years.  The family cannot and should not wait to file the wrongful death lawsuit, although they may need to await the outcome of the associated criminal case. After more than 40 years of experience with wrongful death cases in

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Failure to Yield in a Mission Viejo Intersection

The failure to yield in a Mission Viejo intersection

The failure to yield in a Mission Viejo intersection can result in serious injuries for Orange County drivers.  Intersection accidents and failure to yield injury cases are becoming more common each year here the Mission Viejo and across Southern California.  According to the California Highway Patrol distracted driving and cell phone use has never been higher and contributes to an increasing number of serious injuries each year.  These distractions are leading to a greater number of accidents in Orange County intersections. For example, you arrive at a four-way stop and bring your vehicle to a smooth halt.  You wait your turn, and as you enter the intersection you are broadsided by a driver who ran the stop sign or failed to yield the right of way. Many intersections across Orange county are obviously controlled by traffic lights.  However, the discretion of how to handle a yellow light is left to

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