The Real Value of Uninsured Motorist Coverage or UIM

Insurance Adjusters Offer Much Lower Settlements

What is the real value of uninsured motorist coverage or UIM in Los Angeles, LA and Orange County California?  I recently had a friend call me to discuss a recent motor vehicle accident he had been involved in. While driving along the 405 freeway in the city of Costa Mesa, he was struck from behind out of nowhere. He pulled over to the side of the freeway, as did the driver that struck him from behind. However, and unbeknownst to him, another driver had struck the driver in back of him, which ultimately caused the collision. This was later verified by another independent witness that pulled over to confirm. Lucky for my friend, he had Uninsured Motorist Coverage (UIM) under his automobile insurance policy which would cover this type of “hit and run” accident. Without this optional UIM coverage under his policy, it may be likely that he would not

Read more

What Should You Do If You Are Bitten By A Neighbors Dog

bitten by a neighbors dog

Many people that are bitten by a neighbors dog or that of a friend are unsure of what are the proper steps for them to take in the aftermath. The first thing most people do, is get the proper medical care at the emergency room or urgent care to care for their wound. However, after receiving medical treatment, people are put in the awkward place of approaching the dog’s owner to discuss the liability for the dog bite. California is a strict liability state, which means that absent very rare exceptions, if a dog bites you, the dog’s owner is automatically liable for your damages. What this means is, if you are bitten by a dog, the dog’s owner is responsible for your medical bills and treatment, and any pain and suffering that you may have sustained from the bite. If the dog owner is a home owner, most home

Read more
Call Now ButtonClick to Call