A recent case in the news told the story of the passenger who was badly injured as a result of a car accident where the driver of the car in which he was riding was found to be at fault. The passenger sustained broken bones and head injuries due to the accident. The passenger was good friends with the driver, and was concerned with how to proceed with his claim for damages.
Most people are unaware that an injured passenger can file a claim against the insurance policy of the driver of the vehicle, even if the passenger was travelling in the car of the party who was responsible for the accident. Most passengers in a car are well acquainted with the driver, as they are usually either family or a friend. Injured passengers may be uncomfortable or hesitant to file a claim against the driver. However, the injured passenger must understand that they are filing a claim against the insurance of the driver. After all, that is the purpose of insurance, to cover injured parties in an accident!
Furthermore, by filing a claim against the insurance policy, you would not be personally going after the assets of the at fault driver. Many people feel uncomfortable with filing a claim against their own driver, but once their medical bills start to accumulate into thousands of dollars it becomes the only logical solution. Insurance is to protect for losses such as this, and covers passengers for the fault of the drivers.
In filing a claim, an injured passenger may be able to collect on all of their damages as a result of the accident which may include medical bills, pain and suffering, lost wages from work, and all other expenses caused by the accident.
It is important to find an experienced and qualified attorney to assist you with your claim if you have been injured as a result of an automobile accident. For a free consultation to discuss your claims, please contact the Law Firm of Rivers Morrell today at (949)305-1400.