What should you do if you suffer injuries in a Mission Viejo car accident? What is a personal injury claim and how will things work with the insurance company?
If you suffer injuries in a Mission Viejo car accident due to someone else’s negligence your past, their insurance coverage should cover part or all of your present and future medical bills as well as compensation for missing work and having to endure the process of suffering your injuries and recovery.
Pro tip: Don’t Settle Your Personal Injury Insurance Claim Quickly or Without the Advice of an Experienced Mission Viejo Car Accident Attorney
The most important thing to understand about the process of a personal injury claim is this: you have one single opportunity to settle your claim. That settlement must include all of the costs you have incurred and will ever incur in the future. It takes time for the nature and extent of your injuries to be known. Some injuries take weeks or even months to present symptoms or to be fully and accurately diagnosed. How much work will you miss now and in the future? Will arthritis or other painful complications likely set in down the road? The key isn’t to settle your claim quickly. The number one goal of the insurance company is to get you to accept the lowest amount possible for your claim as quickly as possible. Settling a claim in a few weeks or months is a sure sign you have received far less than you are entitled to under California law.
The real key is to work with a proven and experienced Mission Viejo car accident attorney with extensive experience with the insurance companies and personal injury trials. Look for a trial attorney who has actually represented insurance companies in the past who knows the tactics and strategies of insurance companies inside and out.
Pro tip: Insurance Companies Keep Track of Whether or Not a Personal Injury Attorney Has Victories in Past Jury Trials
Insurance companies fear only one thing: risk. They know from decades of studies and experience they face the greatest risk before any jury. This is why they keep extensive records on every personal injury attorney, especially their record in personal injury trials. They know if a given attorney has ever taken a case to trial or if they simply settle all their cases within 60 to 90 days in a quick attempt to make money and move on. Insurance companies would much rather that you would hire an an attorney who doesn’t have a strong record of jury verdicts. They know their risk is much lower and they will not have to pay the full and fair compensation you deserve.
Your attorney should come highly recommended by the legal industry, as well as by former clients of the firm. Look for genuine awards for trial success such as “Super Lawyers” “Multi-Million Dollar Advocates” and “ABOTA” (American Board of Trial Advocates).
If you suffer injuries in a Mission Viejo car accident you will need a proven and experienced Mission Viejo car accident lawyer. We invite you to review the strong recommendations of our clients and the recognition of the legal industry and contact the Law Firm of Rivers Morrell or call 949-305-1400 to speak with Rivers personally for a free consultation. There is no cost to you out of pocket as we work on a contingency fee basis.