A stolen truck in a hit and run causes 3 injuries in Westchester recently. A couple allegedly stole a pickup truck and caused a serious accident while fleeing police resulting in injuries to 3 other people. The stolen pickup continued on until it was cornered by law enforcement. While there are many questions surrounding this hit and run accident, we are concerned about the 3 people who were injured in the hit and run accident.
Who will pay for their injury claims?
While the couple who were driving the stolen pickup truck were apprehended it is likely they have little or no insurance. The pair were allegedly committing multiple felonies which would cloud any insurance coverage they may have.
The injured parties in these cases must often turn to their own UnInsured Motorist / UnderInsured Motorist or UM/UIM portion of their own automobile policy. The Law Firm of Rivers Morrell highly recommends that all Southern California drivers maximize the UM/UIM coverage on their auto insurance policy. This is some of the least expensive and most valuable insurance you can buy. A significant portion of California drivers are covered by the state’s minimum insurance requirements of $5,000 in property damage and $15,000 for the injury or wrongful death of another person. This is much too low to cover any property damage to a modern car, let alone the injuries which result from an accident.
Based on my own experience of more than 40 years, any injury of significance in a car accident today will quickly exceed the $15,000 coverage in these cases. Many injured victims will easily exceed $100,000 in medical bills. And if you lose a loved one in an accident caused by a person carrying the state minimum, the maximum you will receive from that policy is $15,000. Every life is priceless, and a wrongful death case should provide significantly more resources to help the family to cope with their loss and replace the income of a provider.
A stolen truck in a hit and run causes 3 injuries along the way. These people’s lives are forever changed. They will need substantial UM/UIM coverage to get through this episode of their lives.
If you or someone you love has been injured in a hit and run accident we invite you to review the strong recommendations of our clients and the legal industry and contact us or call (949) 305-1400 for a free consultation.